What is Judgment
We are a licensed and bonded collection agency founded in 2001 that collects commercial, retail, and judgment debts. We have collection letter services, phone calls, dunning letters, legal action (small claims, civil court, and Superior Court), and post judgment recovery. Did we forget anything? The way we see it, every business is different. Let’s talk about your business, and we will customize a program to fit your needs Schedule a call now.
We cut our teeth for years collecting judgments. Judgments are the most difficult of all debts to collect due to their age and several other factors. The skills we have learned and honed from those days have grown into a full serviced credit and collection agency that stands out from all the rest. We are continually updating our technology and adding new tools to serve you better and faster.
About Andrew Metcalf
Andrew Metcalf is a proud husband and father of two, deeply committed to his community in Avon, Massachusetts. He has long supported local youth sports, previously serving as Director of Avon Little League and coaching football and baseball.
He is currently a rugby coach at Blue Hills Regional Technical School and a volunteer coach with the Boston Irish Wolfhounds Youth Rugby Football Club, where he continues to mentor and inspire young athletes.
Andrew is also a proud member of the Arete Syndicate since 2020, a high-level entrepreneurial network focused on excellence, leadership, and personal growth.
His philanthropic efforts include annual support for:
ALS ONE
Save the Children
Avon High School
Framingham State University Scholarship Fund
PCC Scholarship Program
Various local education and youth outreach initiatives
When you work with us, you’re not just receiving exceptional service — you’re contributing to a larger mission of giving back. We’re proud to support these important causes, and proud to have our clients be part of that impact.
Core Values
Treat People with Respect and Dignity
How do you want people to treat you? That is how you treat people.
Accept Responsibility
Learn from those mistakes, own the mistakes, and get better from the mistakes. Own the mistakes and even say it out loud “That was me. I did that. I know what I did wrong and will not do it again.” Do not pass the responsibility to other or blame others.
Always Be Learning – Have A Growth Mindset
Ask questions. Have conversations with new people. Learn a new perspective. Read books that help you get better.
Lead by Example
We cannot lead if we do not set the example for others. Show others how to lead by doing. This will set the standard for leadership.
Be a Problem solver. Take Initiative
Every day we face problems that need to be addressed. We need to see the problem, diagnose it, and solve the problem. Do not wait to be told what to do. See the problem and fix it. There is nothing more gratifying than solving a problem and improving the company to benefit all of us.
Be Disciplined
Some days are just better than others. We know what needs to be done and we do it. Stay focused on the big picture and the small details. Some days we don’t want to do the job, but those days we need to hold ourselves accountable and complete the job.
Be Enthusiastic
There is nothing more contagious than being enthusiastic.
Exercise your Body, Mind and Spirit.
Take time for yourself every day to get some exercise, take a walk, a hike, meditate, and pray. Strength is built from within.